Share of student loans provided in the U.S., by source 2023

In the academic year of 2022/2023, federal subsidized loans accounted for 16 percent of all loans paid out to students in college in the United States. A further 44 percent of student loans were provided by federal unsubsidized loans.

Share of total student loans provided in the United States, by source from 2001/02 to 2022/23

Characteristic	Federal Subsidized Loans	Federal Unsubsidized Loans	Parent PLUS Loans	Grad PLUS Loans	Perkins Loans	Nonfederal Loans
2022/23	16%	44%	11%	14%	-	15%
2021/22	16%	46%	11%	13%	-	14%
2020/21	17%	48%	10%	12%	1%	12%
2019/20	18%	45%	12%	11%	1%	14%
2018/19	19%	46%	12%	10%	1%	12%
2017/18	20%	46%	12%	10%	1%	11%
2016/17	20%	47%	12%	9%	1%	11%
2015/16	22%	48%	11%	8%	1%	10%
2014/15	23%	49%	10%	8%	1%	9%
2013/14	24%	50%	9%	7%	1%	9%
2012/13	25%	50%	9%	7%	1%	8%
2011/12	35%	41%	10%	6%	1%	7%
2010/11	36%	41%	9%	6%	1%	7%
2009/10	35%	43%	8%	5%	1%	8%
2008/09	34%	41%	8%	4%	1%	12%
2007/08	32%	30%	8%	3%	2%	25%
2006/07	31%	30%	10%	3%	2%	25%
2005/06	33%	32%	11%	0%	2%	23%
2004/05	35%	32%	11%	0%	2%	20%
2003/04	37%	32%	10%	0%	3%	18%
2002/03	38%	33%	10%	0%	3%	16%
2001/02	40%	34%	9%	0%	3%	14%

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Release date

October 2023

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Region

United States

Survey time period

2001/2002 to 2022/2023

Supplementary notes

Nonfederal loans refers to loans from state and institutional sources, from banks, credit unions and Sallie Mae.

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