Health insurance companies
In 2021, almost ten percent of the private health expenditure in Italy was funded by health insurance, while the remaining was out-of-pocket spending. In 2022, the sickness insurance company with the highest market share was Generali Italia, with 16.4 percent, followed by Unisalute and Intesa Sanpaolo RBM Salute, with 15.02 and 14.04 percent, respectively. During the same year, the gross written premiums from sickness insurance companies amounted to 3.7 billion euros, with Generali Italia totaling over 607 million euros. Despite the presence of several insurance companies in Italy, the health insurance market is quite concentrated, as over 45 percent of the market share is divided among only three health insurance companies.